

The starting point with any investment strategy is to think very carefully about your financial objectives in the short, medium and long-term. In addition, you need to consider whether you need income, growth or a combination of the two now, or at some point in the future.
The level of risk you are prepared to take will heavily influence the potential returns you can achieve.
In an ideal world, most people would probably want to take no risk with their capital, retain penalty-free access and still receive a good return on their investments.
However, most people accept that this is not possible and that in order to achieve their goals they have to accept some degree of risk to part of their capital and invest it over the medium to long-term.

This section will help you understand the principles of investing plus guide you to discover what your attitude to risk is by taking a short questionnaire:
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