

It is important to identify the correct product for your needs and any product chosen should reflect your investment aims, your need for income or growth, level of risk and tax position. How much do you wish to save regularly or invest and the length of time the monies are to be invested should also be considered.
When deciding how you wish to invest, there are two main options available - lump sum and regular premiums. Lumps sums are generally required for investment into structured products, direct holdings and bonds whilst regular premiums can be used for deposits and mutual funds.

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