

A collective investment is an arrangement that enables a number of investors to ‘pool’ their assets and have them professionally managed. Collectives are a simple route to investing in stocks and shares and typically include gilts, corporate bonds, property and equities.
Collectives can be accessed via savings vehicles such as ISA’s, Unit Trusts & OEIC’s and can range from single assets such as UK Equities to funds that invest in a range of assets classes such as Managed Funds or Fund of Funds (see the Fund of Funds section for more information).
A feature which can be used in conjunction with Collectives is a Platform, which allows the holding of all collective investments such as ISA’s, Unit Trusts, Fund of Funds and OEIC’s all in one place.
All investment returns are determined by performance, market conditions and overall economic factors which may not be repeated in the future. Therefore, past performance is not necessarily a guide to future returns.
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