Structured Products
If you’re looking for potentially higher returns than your deposit-based account is delivering but wish to retain an element of protection, Structured Products could be an ideal place for a portion of your capitol.
There are a wide variety of Structured Product available, which offer the potential to achieve growth or income while offering some protection to your original capital.
Benefit
• Benefit from any stock market growth without direct exposure to the stock market
• Access to various markets
• Investment term potentially makes Structured Products appropriate for medium to longer-term financial needs
• Different products are suited for income or growth
• Investment can be held inside a tax-efficient ISA wrapper
Potential Drawbacks
• Risk to the capital return at maturity
• In order to provide capital protection, the returns are usually lower when compared to the potential return from direct equity-linked investment
• You shouldn’t invest money you might need before the end of the product term, as withdrawing your capital would likely mean that you receive back less than you originally invested
Taxation
• Dependent on product
• Income tax or Capital Gains Tax
All investment returns are determined by performance, market conditions and overall economic factors.
To find out more about any of
the services we’ve mentioned
simply:
- Contact your SFS Financial Adviser
- Call a member of our Client
Help Line on 0800 137 832 - Visit your local Skipton
Building Society branch to
arrange an appointment with
an SFS Adviser
Assess how much money you need to save to reach future savings targets.
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