SFS News
Here we bring you news and views on industry topics - all written by our in-house experts.
The evenings are getting darker earlier and each morning begins to feel that bit colder than the last. The temptation to daydream about the day you retire from working and start enjoying a more relaxing lifestyle can suddenly prove more difficult to resist.
Is the economy still in the recovery position? |
03/08/2010
Is the economy still in the recovery position?
Just when it was beginning to look as though the economic crisis of the past few years was coming to an end, speculation has been growing in recent weeks that there may be more struggles to come.
Change of Government, change of priorities. As part of its Emergency Budget announcement in June, the newly-formed Conservative-Liberal Democrat coalition unveiled the biggest package of tax increases and spending cuts in a generation – aimed at tackling the UK’s gaping Budget deficit.
Emergency Budget 2010 |
08/07/2010
The recently-announced Emergency Budget includes the biggest package of tax increases and spending cuts in a generation - so how will it affect your personal financial well-being?
Last month, the new coalition Government unveiled an Emergency Budget that proposes significant changes...
Reasons for reviewing your investments |
02/02/2010
Here are our top reasons for reviewing your investments in 2010
Ø Due to recent global economic events and the adverse impact this has had on the UK economy, many people believe there will need to be significant tax rises in the future in order for the...
Market Overview 2009 |
15/12/2009
With the economic turmoil and much publicised financial meltdown experienced throughout 2007 and 2008, many investors would have been forgiven for keeping their hard earned money under their mattress in 2009.
Review of 2009 |
15/12/2009
Authorities have coddled the world with ultra-low interest rates and huge tax breaks to avert a global depression.
From 6th October 2009, the annual ISA subscription limit will increase to £10,200 for anyone eligible to invest in an ISA who was born on, or before, 5th April 1960 (that is, who will be aged 50 or over during the current tax year).
Top Up Your ISA |
28/09/2009
Individual savings accounts (ISAs) have always been a tax-efficient way to save, but they are about to become even more attractive for anyone aged at least 50 as the maximum that can be invested each year is rising by £3,000.
Fund of Funds |
22/06/2009
Why Fund of Funds?
Everyone would like to see good returns from their stock market investments.
ISA Article |
17/03/2009
Every UK adult has an annual ISA allowance; this can be invested into cash (up to £3,600) stocks and shares (maximum £7,200) or a mixture of both subject to maximum £7,200 in total for the 2008/2009 tax year.
Protecting income against low interest rates |
22/01/2009
With interest rates at an historic low, act now to protect your income!
The Bank of England’s Monetary Policy Committee set a new precedent when it recently set the Bank’s base rate to 1.5%. This is the lowest it has ever been in its 314 year history.
Investing: it’s a marathon not a sprint |
09/12/2008
DON’T PANIC; LOW SHARE PRICES AND FUND VALUES COULD PRESENT PROFIT OPPORTUNITIES FOR BUYERS NOW
by Ian Cowie, Personal Finance Editor of The Daily Telegraph
Everyone knows that share prices can fall without warning but investors seeking to accumulate capital over the medium to long...
Surviving the Bear Markets |
06/11/2008
Surviving in a Bear Market
With global market conditions changing daily and the constant mention of ‘Bear Market’, investor’s nerves are understandably on edge as they closely monitor the impact on their investments.
Opportunities to Invest |
06/11/2008
Opportunities to invest
With all global stock markets lower since the start of the year and the FTSE 100, arguably the primary stock market index in the UK down over 30% year to date - all we seem to be hearing is how gloomy it’s looking for investors.
November Update 2008 |
06/11/2008
There is an old saying "a week is a long time in politics" and lately a week has seemed like an eternity for your finances, with a series of unprecedented events shaking the global economy in recent months.
Storm Proof Your Finances |
18/08/2008
Many people will be worried about their finances with the relentless doom and gloom announcements that inflation is swiftly gathering pace, the FTSE is now in a bear market and Britain is on the brink of recession.
Rising Inflation |
04/07/2008
Following the leap in the Consumer Prices Index (CPI) from 2.2% to 3% in April the CPI has risen to 3.3% in May. According to figures recently released, by the Office for National Statistics (ONS), this is the highest recorded figure since 1997.
Top Tips for the new Tax Year |
04/06/2008
Top tips for the new tax year
1. Maximise your IHT allowance by making a gift
Inheritance Tax rules allow each person to give away £3,000 per year in gifts to others.
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